Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations only cover the safety profile (not read-only, not destructive, not idempotent); the description goes well beyond by disclosing the account-scoping constraint, permission/role requirements, the required human-confirmation sequence, and how the confirmationToken is obtained. This is exactly the context an agent cannot infer from structured fields.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.