Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false, and openWorldHint=false, so safety is fully covered by structured data. The description adds genuine domain context by defining what a template actually contains ('scenes and connections frozen with no media'), but discloses nothing operational about the listing itself such as scope limits or pagination; with an output schema present, return shape need not be restated, so a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.