Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly/idempotent/non-destructive/closed-world, so safety is covered; the description adds genuinely new behavior by disclosing that output shape varies by argument combination. It adds no auth, limit, or name-discovery context, keeping it below 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.