Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), so the bar is lower; the description still adds real behavioral context by stating that the signature is appended server-side on send/reply/forward/draft/scheduled messages and that source can be null when unset. It does not cover pagination or error behavior, but for a single-object read that is minor.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.