Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover readOnly, idempotent, non-destructive, closed-world, so the bar is lower, and the description still adds real value by explaining that folder names are free-form, possibly attacker-chosen (shared/delegated/migrated mailboxes), and therefore flagged untrusted_content: true. That is genuine safety context beyond the annotations; it stops short of covering pagination, ordering, or provider quirks.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.