Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries full burden. It discloses that the tool returns events (firstSeenAt, ledgerVerified), implying a read-only query. However, it does not explicitly state that it is non-destructive, nor does it mention rate limits, authorization needs, or pagination behavior. The transparency is adequate but not thorough.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.