Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world behavior, so the bar is lower. The description adds real context beyond them: unpublished records return NOT_FOUND, currency is switched by editing the id rather than a parameter, and a tour record's shape (itinerary, inclusions, exclusions, hotels, departures) plus explicit disclosure of what it lacks.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.