Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, openWorldHint=false, so the safety profile is covered. The description still adds meaningful behavioral context by naming the concrete actions it will not take — no quoting, spending, or generating — which is exactly the cost-safety concern for this API family. It omits rate limits, auth requirements, and freshness/latency caveats.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.