Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations provided, the description carries the behavioral burden. It usefully discloses that matching is performed against the title and description fields, but does not state that the operation is read-only, or note anything about result limits or permissions. The output schema exists, so return values need not be explained.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.