Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description adds a genuinely behavioral fact not present in annotations: the call is free and requires a receipt_id issued by a prior paid response. It omits whether receipts expire or whether the re-fetched payload is identical, but with annotations carrying safety this is solid.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.