Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare openWorldHint=true, idempotentHint=true, destructiveHint=false, so the burden is partly lifted. The description adds genuinely non-structured behavior: automatic JS rendering, robots.txt compliance, and tiered pricing with a cache discount. It does not explain the x402 payment handshake beyond what the schema says, so not a full 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.