Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, openWorldHint=true, idempotentHint=true, and destructiveHint=false, covering safety. The description adds valuable behavioral context by enumerating the exact metrics returned (daily changes, slopes, inversion flags, breakeven inflation, overnight rates from specific sources). It does not contradict annotations and adds content beyond them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.