Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover read-only, idempotent, and non-destructive behavior. The description adds meaningful context beyond annotations: the data source (SEC EDGAR), the focus on fundamental ratios, latest filing context, and a deterministic signal. It does not detail response shape or rate limits, but it does not contradict annotations and adds useful behavioral color.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.