Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive behavior. The description adds meaningful context by specifying that data is read on-chain, which chains are covered, and the comparison against a 3-month Treasury bill. It also hints at the interpretive output around leverage demand, going beyond what the annotations alone provide.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.