Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, openWorld and non-destructive, so safety is covered. The description adds two pieces of context annotations cannot carry: the per-call cost ($0.03) and the provenance of the signal (SEC filings). It does not discuss latency, rate limits, or partial-failure behavior when some tickers are invalid.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.