Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true, destructiveHint=false, and openWorldHint=true, so the safety profile is covered. The description adds genuinely useful behavior beyond that: the credit cost (3 credits) and the shape of the result (score, letter grade, per-category breakdown, issues, top fixes). It does not mention latency, async behavior, or failure modes, so it stops short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.