Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, openWorldHint=false, and destructiveHint=false, so the safety profile is fully covered. The description adds only that the result is a set of 'available pattern names,' and an output schema exists to define the return shape. With annotations and output schema carrying the load, a 3 is appropriate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.