Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, and non-destructive, so safety is covered. The description adds context annotations do not carry: results are scoped to 'this account' and sorted newest-first, which tells the agent what to expect from the result set.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.