Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive, and local behavior. The description adds important behavioral detail beyond annotations: it runs locally with no API call, and off-tick prices are rounded so they never tighten the limit, with direction-specific rounding rules.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.