Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint=false, so the safety profile is covered. The description adds the useful domain fact that amounts are in USDT, but omits pagination behavior, sorting, and authentication context.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.