Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so safety is covered. The description adds the football-only cashout constraint and the aggregate nature of the result, but that constraint is also repeated in the include_cashout_info schema description, so the added behavioral value is modest.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.