Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare read-only, idempotent, non-destructive, closed-world semantics, so the safety profile is covered. The description adds genuinely non-obvious behavior: quotes are delivered asynchronously and a fresh betslip is usually unpriced, which changes how an agent should call it.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.