Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The annotations already declare readOnlyHint, idempotentHint, destructiveHint=false, and openWorldHint=false, so the safety profile is covered. The description adds useful context that the returned amounts are denominated in USDT and identifies the specific balance components, but it does not disclose other behavioral details like freshness or source of funds.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.