Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, idempotentHint=true, readOnlyHint=false and openWorldHint=true, so the safety profile is covered. The description adds value beyond them by disclosing the failure semantics for settled orders, though it says nothing about permissions or the effect on associated funds/positions.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.