Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, openWorldHint=false and destructiveHint=false, so the safety profile is fully covered by structured data. The description adds the useful notion that the payload includes limitations, not just evidence, but says nothing about provenance, freshness, or the shape of that evidence.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.