Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover safety (read-only, idempotent, closed-world), so the description's added value is the return-content disclosure: side to move, check/mate/stalemate, material, all legal moves, opening name, and links to engine analysis and best move. That is genuinely beyond what the annotations say, and it matters because no output schema exists. It does not mention behavior on an invalid FEN or the cost/latency of engine analysis.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.