Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world behavior, so the bar is lower. The description still adds real value by disclosing the return format ('as plain text') — important since there is no output schema — and by explaining the identifier concept. It does not cover failure behavior (not-found, private/unpublished blog), which keeps it below 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.