Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, destructiveHint=false and openWorldHint=false, so the safety profile is fully covered by structured data. The description adds a meaningful detail — 'exactly as visitors see it', implying the public/unauthenticated rendering rather than an owner view — but says nothing about failure behavior for unknown usernames or rate limits.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.