Given the tool's complexity, does the description cover enough for an agent to succeed on first attempt?
With rich annotations (destructiveHint, openWorldHint=false), full schema coverage, and an output schema, the description covers the remaining burden: what is removed, what is untouched, and how to supply the account. Nothing material for correct invocation is missing.
Complex tools with many parameters or behaviors need more documentation. Simple tools need less. This dimension scales expectations accordingly.