Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint/openWorldHint=false/destructiveHint=false, so the safety profile is covered. The description adds real behavioral context: the OneDrive-mount scoping requirement and the performance advantage over listing a directory. It could note whether missing paths error vs return empty, but the added context is solid.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.