Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint=true and destructiveHint=false, so the agent knows this is a safe read operation. The description adds that it searches the Microsoft 365 address book by name, email, or company, but does not disclose other behaviors like result limits, pagination, or whether the search is case-insensitive. This is consistent with annotations and adds some context, but not rich detail.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.