Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema coverage is 100%, so the baseline is 3, but the description adds real meaning: it clarifies the accepted identifier forms (email/upn, id, display name) and the conditional optionality (omittable with one account, required with several), which sharpens how the agent should populate the field.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.