Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint and destructiveHint=false, so the safety profile is covered without description help. The description contributes the concrete endpoint, which is modest added context, but says nothing about ranking, result caps beyond the schema, or what 'matching eligibility is unchanged' implies. Baseline 3 fits given annotation coverage.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.