Does the description clarify parameter syntax, constraints, interactions, or defaults beyond what the schema provides?
Schema description coverage is reported as 0% at the top level, so the description must carry meaning, and it does: it explains where revision comes from and why it matters, that notes is a full replacement, that empty strings clear fields, and the special applicant_name behaviour. The state and country fields are never given meaning in either place, which is the remaining gap.
Input schemas describe structure but not intent. Descriptions should explain non-obvious parameter relationships and valid value ranges.