Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive, closed-world, so the safety profile is covered. The description adds genuinely new behavior: case-insensitive exact matching against a catalog plus the user's custom exercises, and suggestion generation (up to 3 close matches) for invalid entries. It does not mention the 50-name cap, which is minor.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.