Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already cover the safety profile (readOnly, idempotent, non-destructive, closed-world), and the description adds real behavioral detail beyond them: cardinality per lookup mode, folder propagation on name matches, and the empty-array result when nothing matches.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.