Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and destructiveHint false, but the description adds valuable context beyond that: it specifies the consultation length (45-minute), the payment model (agent-paid), and enumerates the exact operations it will not perform (quote, booking, order, payment). This gives the agent a precise behavioral contract without contradicting annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.