Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
The description adds meaningful behavior beyond the annotations: nothing is charged until the human completes checkout in a browser, the URL must be opened by a human, and money is never taken just by calling the tool. It also explains the main error conditions caused by missing listings, free early access, or unconfigured payments.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.