Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already signal a non-read-only, non-destructive mutation, and the description adds useful behavioral boundaries: it creates only new workouts and cannot edit/delete existing ones, and it applies the user's default set/rep scheme. This goes beyond the structured annotations without contradicting them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.