Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare the tool as read-only, idempotent, and non-destructive, so the safety profile is covered. The description adds that it includes a credit table and lists everything a request can choose from, which is useful context about the return content. It doesn't describe return format, pagination, or other behavioral details, but with annotations present, this is adequate.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.