Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnlyHint, idempotentHint, and non-destructive behavior. The description adds crucial context beyond them: that it requires the original authorized key, performs no new purchase, and is the recovery path after a lost response. These are meaningful behavioral disclosures.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.