Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already establish read-only, idempotent, non-destructive, closed-world behavior, so the bar is low; the description still adds real value by disclosing the cost profile ("Free") and the semantic tiering of results (ranked decisions vs facts only). It does not add auth, rate-limit, or pagination context, but none is suggested by the annotations.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.