Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Goes well beyond the annotations, which already declare openWorld, idempotent, and destructive. The description adds non-obvious behavioral facts: the action contacts the customer, requires business admin auth, blocks pending/unknown writes, and warns that provider acceptance does not prove customer delivery. These are exactly the operational caveats annotations cannot express.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.