Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations cover the safety profile (destructive, non-idempotent, open world), and the description adds meaningful context on top: required scopes (calls:write plus admin role), the launch precondition of an assigned agent, the partial nature of pause ('already running calls may finish'), and the warning that a queued result is not delivery proof. This is exactly the extra behavioral detail annotations cannot express.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.