Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare destructiveHint=true, readOnlyHint=false and idempotentHint=false, and the description is fully consistent with them while adding real value: it discloses that the operation is a request, that dialing is cancelled without refund during paid preparation, and that acceptance does not prove the call stopped, so later status must be read. It does not cover timing/latency or permissions, keeping it short of a 5.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.