Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden of behavioral disclosure, but it only states the basic retrieval action. It does not mention authentication needs, error behavior, response format, or any limitations. The billing note adds non-behavioral context. This is a significant gap for a tool with no annotation safety hints.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.