Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Annotations already declare readOnly, idempotent, non-destructive and closed-world, so the safety profile is covered. The description adds genuine behavioral detail beyond that: the with_active_only=true default, that query overrides that filter, and that a market without current offers is returned with a warning surfaced in meta.notices.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.