Calculate net salary in Finland (gross to net, employer cost)
calculate_net_salary_finlandGross-to-net salary calculator for Finland, from the JobCrawls tax iceberg calculator. Use for questions like "what is 4000 gross net in Finland", "paljonko jää käteen 4200 euron bruttopalkasta Helsingissä", or "vad blir nettolönen på 3800 brutto i Helsingfors". Give a gross salary (EUR per month by default, or per year), or a target net to get the gross it takes, and optionally the municipality, employer size, age, dependent children, commuting costs and investment income. It does not accept church membership or union fees. The linked page comes back in the language detected from "municipality" when locale is omitted, else English; pass locale explicitly to override. Returns monthly and annual breakdowns: employee pension and unemployment contributions, state, municipal, church and Yle taxes, net pay, employer contributions and the true cost of employment, plus the effective tax rate, the assumptions used and a link to the same scenario on jobcrawls.com. Uses the current tax year's official Finnish parameters; an estimate, not tax advice.
Input Schema
| Name | Required | Description | Default |
|---|---|---|---|
| age | No | Age in years, affects pension and unemployment contributions. | |
| net | No | Target net pay in euros (same period): the tool solves the gross salary that leaves this in hand. Give either gross or net. | |
| gross | No | Gross salary in euros, per month unless period is "year". Give either gross or net. | |
| locale | No | Set this to the language of the user's message (fi for Finnish, sv for Swedish, en for English or any other language), even when the job titles or place names in it are English. Language of the result notes, the inline card and the linked page. When omitted, detected from "municipality" if it is given in Finnish or Swedish form; otherwise defaults to en. | |
| period | No | Period of every money amount given. Default month. | |
| dividends | No | Listed-company dividends in the same period (capital income). | |
| includeVat | No | Also subtract the VAT paid when the net is spent (an estimate). Default false. | |
| capitalGains | No | Capital gains net of acquisition cost in the same period. | |
| employerSize | No | Employer payroll size for the unemployment-insurance rate (large = payroll above about EUR 2.5 million). Omit for a blended average. | |
| municipality | No | Finnish municipality name, e.g. "Helsinki" or "Espoo". Omit for the national-average municipal tax rate. | |
| commutingCosts | No | Commuting costs in the same period; deductible above the own-liability share, capped. | |
| isSoleGuardian | No | Single parent with dependent children (child deduction). | |
| dependentChildren | No | Number of dependent children, affects the child tax deduction. | |
| unlistedDividends | No | Dividends from the person's own unlisted company in the same period (8% yield rule). | |
| unlistedNetAssets | No | Mathematical value of the person's shares in that company, EUR (a stock, not per period). |
Output Schema
| Name | Required | Description | Default |
|---|---|---|---|
| input | Yes | The inputs the calculation used, after defaults. | |
| rates | Yes | ||
| annual | Yes | Breakdown per year, EUR. | |
| locale | Yes | ||
| method | Yes | ||
| monthly | Yes | Breakdown per month, EUR. | |
| pageUrl | Yes | The same scenario on jobcrawls.com, where church tax and union fees can be set privately. | |
| taxYear | Yes | ||
| currency | Yes | ||
| assumptions | Yes | ||
| investments | Yes | Capital income breakdown, or null when no investment income was given. | |
| destinations | Yes | Where the taxes and contributions go, EUR per year. | |
| icebergSvgUrl | Yes | Image illustrating the breakdown. |