Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
With no annotations, the description carries the full burden, and it does disclose result behavior: sections are grouped by document with 'best document first,' and small documents come back whole. It does not mention result limits, pagination, or how broad a 'plan' match can be, which is the remaining gap for a search tool.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.