Does the description disclose side effects, auth requirements, rate limits, or destructive behavior?
Beyond the annotations (readOnly, non-destructive), the description adds significant behavioral details: it returns 'needs_review' or 'unavailable', never invented codes, always includes source, retrieval time, and validity window, and clarifies that only a BTI binds. This provides rich context not captured in annotations, and aligns with them.
Agents need to know what a tool does to the world before calling it. Descriptions should go beyond structured annotations to explain consequences.